Released on: October 21, 2008, 11:29 am

Press Release Author: Berni Ryan

Industry:

Press Release Summary: Legal & General's general insurance business annual online
survey, 'Safe as Houses', which asks people for feedback and their views on home
security and safety, aims to highlight the safety of UK homes.

Press Release Body: The financial underwritings meant for critical illness cover and
life insurance has been increased by Legal & General. This has finally made the
underwriting process further simple and extends to policies being issued more
swiftly. For life insurance the fresh limits are GBP800,000 as compared to previous
limits of GBP600,000. In case of critical illness cover the limits are GBP500,000 which
was previously GBP350,000. Financial evidence which can include the earnings of a
client and supporting information such as loan offer letter are not needed up to
these sums.

Russ Whitworth, Underwriting and Claims Director said: "We are always looking for
ways to improve our underwriting process and get customers on risk quickly and with
a minimum of fuss. We also recognise that there is a perception in the industry that
financial underwriting can be a complicated and time-consuming process, in part
because some providers have high financial underwriting limits yet still ask for
detailed financial information on every application form. We've therefore listened
to our customers and simplified the process by only asking for detailed financial
information for very high sums assured.
"Our new financial underwriting limits are market leading and therefore advisers and
their clients will get a slicker service from Legal & General."

You have to answer just four particular financial questions to apply for life
insurance between GBP800,000 and GBP1.5 million and for CIC applications between
GBP500,000 and GBP800,000. Much detailed financial evidence will be required beyond
these limits set by Legal & General.

For the heightened risk to an insurer who has large sums assured, the financial
underwriting limit system has been brought into place. This is the basic standard in
the insurance and protection industry and the criteria for financial underwriting
are available for free in the Legal & General Advisor Centre:
http://www.legalandgeneral.com/advisercentre/index.html

Notes to Editors:
# Legal & General Assurance Society Limited is authorised and regulated by the
Financial Services Authority (FSA). Registered office: One Coleman Street, London
EC2R 5AA.
# The information contained in this press release is intended solely for journalists
and should not be relied upon by private investors or any other persons to make
financial decisions.

For more information contact:
Joe Wiggins
PR Manager Protection and Housing
t:01737 375 351
m:07841 366 145
f:01737 374 275
e: joe.wiggins@landg.com

Web Site: http://www.legalandgeneral.com

Contact Details: Contact Details:
Berni Ryan
Web Site: http://www.legalandgeneral.com
Email: joe.wiggins@landg.com
Tel: 01737 375 351

Address:
One Coleman Street, London
City: London
Country: United Kingdom
Zip Code: EC2R 5AA